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JAMES LOSSIA, JR.; ALEXANDRA PLAPCIANU, individually and on behalf of others similarly situated,
Plaintiffs-Appellants,
v.
FLAGSTAR BANCORP, INC., aka Flagstar Bank,
Defendant-Appellee.
   No. 17-1468
Appeal from the United States District Court
for the Eastern District of Michigan at Detroit.
No. 2:15-cv-12540—George Caram Steeh, District Judge.
Argued: June 5, 2018
Decided and Filed: July 6, 2018
Before: BOGGS, SILER, and SUTTON, Circuit Judges.


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OPINION
_________________________

BOGGS, Circuit Judge. This is a breach-of-contract case arising from the order in which Flagstar Bank (Flagstar) processes Automated Clearing House (ACH) transactions. James Lossia, Jr. and Alexandra Plapcianu are former checking-account customers of Flagstar. Lossia asserts that his checking-account agreement required Flagstar to process his ACH transactions in the order that he initiated them, which Flagstar admittedly did not do. But because the plain language of the agreement does not require Flagstar to process transactions in the order that the customer initiated them, we affirm the district court’s grant of summary judgment to Flagstar.